Electric Bike Finance

Ride now, pay later

We offer finance deals through V12 finance. We have a selection of packages tailored specifically to your electric bike buying needs.

Flexible payments

Typical 0% APR finance deals are available for periods of 6 to 18 months depending on the total amount of credit required.

Good to know

Finance cannot be used in conjunction with Cycle 2 Work schemes and can only be used on purchases over £1000 (inc models on sale).

Checkout online

You can split the cost of your electric bike purchase with our finance options right now on our website by following these simple steps:

Checkout in 4 simple steps

1. Shop For Your E-Bike

Add your bike* to the basket, along with any accessories you need.

2. Choose Your Terms

Select V12 Finance at the checkout and choose your payment terms.

3. Fill In Application

Answer the questions on screen & complete your application online.

4. Finance Approved

Once approved, we'll ship your new E-Bike fully setup & ready to ride.

*Finance on Pre-Orders

Please Note: If you are placing an order for a bike on pre-order, you must select the 'Full payment' option on the bike order page for V12 to show as a payment option at the checkout. If you select the 'Partial payment' option, V12 Finance will NOT show as a payment option. You will pay your deposit at the time of order (min 20% of order value), any repayments won’t start until the month after your bike is delivered.

0% Finance Example

This example shows the repayments on a 0% interest rate, with a deposit of £500 and the remaining balance split on credit over 18 months.

Our finance offers no hidden costs or arrangement fees.

Bike Cost: £3199
Deposit: £500
Loan Value: £2699.99

Repayments: £149 p/m over 18 months.

0% available on 6-24 month terms.

We also offer longer finance packages on 36 & 48 months at 14.9% APR (interest rate may vary).

Where to see a breakdown?

On any bike product page, click the ‘Find out more’ button on the V12 Retail Finance banner.

You can select your preferred deposit ammount by sliding the bar up and down.

Note a deposit is required, this can be a minimum of 20% up to a maximum of 50% deposit.

Monthly Cost Calculator

This will calculate the monthly payment amounts for you based on the bike page you are on and the deposit ammount selected.

You can use this handy calculator on any bike page, it's easier to see what the monthly amounts will be here at a quick glance as opposed to actually processing right through the checkout and placing an order.

The boring stuff

All of our finance rates (including 0% interest) are available when purchasing bikes on sale. Many shops don't allow this, but we do. You can see the finance options on any bike page by clicking the 'Calculate Payments' button.

Subject to change

Interest rates are subject to change without notice & will be confirmed before any payment is made. Typical 0% APR. Loan amount £1,100 over 18 monthly repayments of £61.11, total amount repayable £1,100.

Important information

The UK Electric Bike Company Ltd is registered in England and Wales 08775019. Registered office: 12 Borelli Yard, Farnham, Surrey, GU9 7NU. The UK Electric Bike Company Ltd acts as a credit broker only.

We offer credit on products from SecureTrust Bank PLC trading as V12 Retail Finance. The UK Electric Bike Company Ltd is authorised & regulated by the Financial Conduct Authority. Our firm number is 659966. Credit provided subject to age and status.